I agree the NIU has gotten less damaging as this season unfolds. Again, much as I am an ND fan, it still has some weight...particularly in lieu of the schedule. It is easier to recover, roll, and get stronger with this schedule.
ND deserves its ranking. For me the question remains: can ND hang with and beat the top 4? Hard to tell given the greater context.
I am sold on the ND defense. But will Denbrock play calling be a liability against a much better team? Will RL still having deep issues be a concern against a much better team? Will the OL be consistent, especially in power situations against a much better team?
We will find out. Starting next week...with, God willing, a victory to face better teams in the playoffs.
My final verdict for this week: ND is in that middle you describe, but not in that front 4...and yes, evenly matched with Penn State, although strictly speaking I rank them 1 spot ahead of the Irish because of the loss and schedule thing...on a technically...as it'd be 50:50 right now for me between them.