From time to time I will make a wager. I find Phil Steele's magazine almost as helpful as F+ (jk) in making early season picks. But the Action Networks opt-out page is like having a crystal ball. For our purposes, the Beavs have some big opt outs (including DJ and the coaches) but how about this gem: "Notre Dame will be without 11 of its top 12 offensive players in terms of snap counts." Add to that Marist and the 3 corners (although we have depth there), and that is some serious opting out.