Back when the playoff system started the committee said they would be ALL about placing the 4 best teams in the country in the playoff and win-loss record wouldn't have the kind of weight it did under the traditional AP poll format, but the playoff committee basically turns into the AP Poll every season after their initial rankings, where if a team wins they stand pat or move up in playoff ranking, and if a team loses they move down in playoff ranking.
Insane if true, which I doubt.
One's record is the highest weighted factor in all cases. Then you apply other factors.
It takes serious doublethink to be otherwise.