I see TCU as being overrated as well. Minnesota has barely beaten Colorado State and Kent State but had a shot at beating TCU late in the game. Also, I don't get Ole Miss rising 12 spots (whooshed past ND) for beating Bama. Sure, it's just week three and it will all work itself out but the rankings will survive without an SEC West team in the top 3.What has Baylor done to earn a top 5 spot? IMO, ND might see a reverse from what they saw in the first playoff rankings last year ie being ranked higher then the AP or Coaches have them.