These "if's" are all dumb talking points. There are literally thousands of "If's" that can be made.
If SMU beats Clemson, Clemson is out
If Alabama beats a very average Oklahoma they are in
If Alabama beats a very average Vanderbilt they are in
If Miami beats Syracuse they are in
If Miami beats Syracuse, GT, and wins the ACCCG they are in with a bye.
Do you see how dumb these "if's" are.
The facts are Indiana won 11 games against the schedule they had and the others that didn't make the playoffs didn't.
Some say ND doesn't belong because they lost to NIU and their schedule wasn't as difficult as it normally is.